These are the UAE riskiest drivers


Dubai - We also have the safest drivers!


A Staff Reporter

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Published: Sun 10 Sep 2017, 3:04 PM

Last updated: Wed 11 Jan 2023, 3:40 PM

UAE residents from France, the United Kingdom and Australia are among the safest drivers in the country, according to a new study from yallacompare.

Using no-claims statistics from its insurance comparison platform, they revealed that French residents of the UAE are the safest drivers in the country, with 94.4% of French drivers having made no claims in the past year. Drivers from the United Kingdom are the next safest, with 93.4% of Britons having at least a year's no-claims on their car insurance policies.

Australians and Americans are the UAE's joint-third safest drivers; just 6.9% of drivers from these countries have made a claim on their insurance policies in the past year.

At the other end of the scale, the analysis reveals that UAE drivers from the Philippines are the riskiest to insure, with 13.1% of Filipino drivers in the UAE having made a claim on their insurance policies in the past year. Egyptian drivers are the second-riskiest, with 11.9% of drivers from this country having made a claim. Drivers from Sudan round off the top three nationalities for the most claims; 11.1% made a claim on their UAE insurance policies over the past 12 months.

The study also revealed that those who own cars worth between Dh400,000 and Dh500,000 are the safest drivers, with just 6.5% of such drivers having made a claim on their insurance over the last 12 months. Drivers of cars worth between Dh50,000 and Dh100,000 are the riskiest to insure, with 11.3% having made a claim in the past year.

The UAE's oldest drivers are also among the country's most frugal when it comes to spending on car insurance; 18.1% of those over 50 years old opt for the cheapest car insurance policy, compared to just 14.5% of those aged between 30 and 39.

"People in this age group are, anecdotally speaking, insuring a premium car for the first time, and they'll often want to get the most out of that car - whether it's dune-bashing in the desert or simply taking it for long drives around the UAE. Because of this, they'll see value in purchasing insurance that offers increased levels of protection."

In terms of the most frugal nationalities, UAE nationals top the list with 28.1% of Emiratis opting for the least expensive option. In second are Sudanese drivers, 25.4% of whom choose the cheapest policy. Egyptian drivers round off the top three, with 21.5% purchasing the cheapest insurance available.

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