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Starting this year, Filipinos working and living abroad are required to pay three per cent of their monthly income for PhilHealth coverage.
Khaleej Times called the corporation's hotline to seek clarifications for frequently asked questions.
If you are living abroad, you'll have to submit a number of documents via e-mail (ofp@philhealth.gov.ph). These documents include:
- Accomplished PhilHealth Member Registration Form (PMRF), which can be downloaded from the corporation's website
- Two valid IDs
- Proof of employment or income, which can be any of the following:
- Overseas employment certificate (OEC)
- Valid employment contract
- Valid working visa or entry permit
- Valid company ID issued by your employer
Upon PhilHealth's receipt of your documents, you shall receive a reply regarding your membership and your mandatory contribution.
Under the Philippines' universal healthcare law, overseas Filipinos are classified as 'direct contributors', therefore, "payment and remittance of premium contributions is mandatory".
Once they return home for vacation or other purposes, their PhilHealth payment records shall appear when their documents are checked prior to their departure from the country. If there are missed contributions, the expat should settle them first - along with compounded interest - before he or she can be allowed to travel.
By January 1, 2021, the minimum acceptable initial payment is a three-month premium based on the prescribed rate at the time of payment. Still, the member has the option to pay the balance in full or in quarterly payments.
Accredited collecting agents overseas are listed on the PhilHealth website. In the UAE, payments can be made through exchange houses like Al Ansari, Al Fuad Exchange, Al Ghurair International Exchange, Al Rostamani, and Lari Exchange. Keep the transaction receipt as proof of payment and ensure that your contribution is recorded in your account. Members can check their records through PhilHealth's online portal.
Yes, members are entitled to PhilHealth's benefits even if they are abroad. They just have to submit the hospital bill, medical abstract, and accomplished Claim Form 1 and Claim Form 2 (which can also be downloaded from the website).
Healthcare of members' dependents, which are indicated in the submitted PMRF, will also be covered by PhilHealth.
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