Why Indians are remitting less while Pakistanis are sending more back home

Indian expats are sending less money back home while those from Pakistan are remitting more.

Expat professionals and workers in the GCC from India are sending less money back home while those from Pakistan are remitting more, a new World Bank report reveals.
According to the 'Trends in Remittances, 2016' report by the World Bank, even as India will remain the world's largest recipient of remittances, Indians will remit Dh18.4 billion ($5bn) less this year than what they did last year.
And last year was still less than what they did in the year before.
Indians and other expats in the UAE are certainly not earning any less, with average salaries in UAE rising by 5.3 per cent this year
(Read: UAE to see salary rise in 2016).
That begs the question - why are Indians remitting less to their parents and families back home when their Pakistani counterparts are doing all they can to remit more to their home country (as are those from Sri Lanka)?
Remittance receivers: Top 10 in US dollar terms

The report highlights that, in 2016, remittance flows are expected to decline by 5 per cent in India and 3.5 per cent in Bangladesh.
In contrast, they are expected to grow by 5.1 per cent in Pakistan and 1.6 per cent in Sri Lanka.

Click here to check the latest foreign exchange rates for Indian Rupee, Pakistani Rupee, Philippines Peso, Bangladeshi Taka, Sri Lankan Rupee, Nepalese Rupee, and Egyptian Pound.
The WB report maintains that, in general, "[r]emittances from the GCC countries continued to decline due to lower oil prices and labour market 'nationalisation' policies in Saudi Arabia."
WB cites "tepid global growth" as the primary reason for the remittance slowdown or, as it calls it, a "new normal" of slow growth.
This year, the expected top recipients of remittances, in nominal US dollar terms, are India, China, the Philippines, Mexico and Pakistan.
In terms of remittances as a share of GDP, it will be Nepal, Liberia, Tajikistan, Kyrgyz Republic and Haiti.

• India
• Pakistan
• UAE