UAE's National Bonds announces 4.45% returns for 2025

The number of bondholders surpassed the one-million mark, while bondholders’ funds grew 14 per cent to Dh18 billion last year as residents and firms became more financially disciplined

  • PUBLISHED: Wed 1 Apr 2026, 4:07 PM

National Bonds on Wednesday announced 4.45 per cent returns to its customers for 2025 as its bondholders’ funds grew 14 per cent to over Dh18 billion.

The Sharia-compliant savings and investment company said the number of bondholders surpassed the one million mark for the first time.

It said regular savers grew by 37 per cent, while corporate liquidity and treasury solutions offered to institutional investors recorded a 28 per cent increase, reflecting increasing demand for financial solutions in the country.

“Surpassing Dh18 billion in bondholders' funds is a clear reflection of consistent and sustained growth driven by strong customer confidence. Over the years, more than one million customers have experienced National Bonds' savings and investment solutions, with many making a conscious commitment to disciplined saving as a cornerstone of their financial future,” said Mohammed Qasim Al Ali, group CEO of National Bonds.

National Bonds introduced an AI-powered financial guidance tool, becoming one of the first financial institutions in the UAE to integrate ChatGPT technology to support smarter financial decisions.

As a result, the company said digital savings surged by 72 per cent, driven by innovation and accessibility.

Interestingly, women are increasingly taking a proactive role in securing their financial future and that of their families. This momentum is reflected in an 11.33 per cent year-on-year increase in sales to female customers, alongside an increase of nearly Dh290 million in the female customer portfolio in 2025.