Affordable yet accessible insurance plan at your doorstep
Dr. K P Hussain, chairman of Fathima Healthcare Group
Dr. K P Hussain, Chairman of Fathima Healthcare Group, discusses the importance of affordable insurance services for all sections of the community
FMC Network UAE is a leading name to the major health insurance companies in the UAE and is a part of Fathima Healthcare Group. Throughout the 23 years of its operation, FMC is in dynamic improvement to ensure relevance and responsiveness in the health insurance industry. It has expanded significantly to meet the demands of the growing number of clients requiring health insurance coverage. FMC is currently serving more than 10,000 corporate clients with 400,000 members and 300 medical and health professionals involved in daily operations.
"The unhealthy lifestyle of people has led to many chronic diseases. Hence the utilisation of health insurance by the middle-aged community is high. The government has also imposed mandatory coverage for cancer and hepatitis where, insurance companies are forced to add extra charges and hence the premium has gone for an increase. Misuse/fraud and abuse of health insurance has led to an unusual usage, which also increased the loss ratio of many policies. Hence insurance companies are forced to impose more premium upon renewal."
FMC is the shortcut to affordable health insurance. Many health schemes and initiatives have been introduced by the company, satisfying partners and clients. "FMC has a direct billing facility with 14 neighboring countries of UAE through more than 17,000 healthcare providers for both inpatient and outpatient services. They have medical emergency evacuation and direct billing services in Europe through more than 40,000 service providers and direct billing for inpatient and outpatient services in the Indian Sub-Continent (Philippines, Bangladesh, Sri Lanka, Nepal, India and Pakistan)."
FMC offers affordable premium insurance plans even for blue-collar employees. Dr. Hussain is grateful to the Dubai government for introducing a compulsory medical insurance scheme, which is all the more beneficial for Dubai residents. FMC makes it easier with their affordable rates to cater to most sections of the community.
"We have been able to support our associated insurance companies by creating a variety of health care plans to benefit the blue-collar sectors. We are progressing and hopefully we will be launching more beneficial products in the coming days which will help the cardholders to get better service with much more affordable premium," he added.
The Chairman plans to expand FMC Network in the future to India. He is a proud Indian who believes that the UAE has supported the dreams of a great number of NRIs in the region. "Indian passports are accepted globally in the most honorable manner, which I have experienced today. Indians occupy a large part of the UAE's population. I thank the honorable Rulers of the UAE for the excellent opportunity given to expatriates to serve in the UAE. This country's love for Indian culture has been proven. Therefore, as we celebrate our 73rd Independence Day, we must stand up with all due respect and dignity in all humane ways to uphold our culture and uplift our motherland."
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